Explore the Jurisdiction and Policy Posture
Our legal posture is shaped around Indonesia's regulatory environment, meaning your account access and eligibility depends on local law. When you open an account and fund it via DANA, OVO, GoPay, or QRIS, the transaction records are held in accordance with our data retention policy —
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typically 24 months from the date of the last transaction. We do not share your payment identifiers with third parties outside of fraud-prevention and compliance obligations. Account disputes are handled through our internal resolution channel first; escalation paths are documented in the full terms available via
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your account dashboard. For you in Surabaya or anywhere across Indonesia, these policies apply uniformly regardless of which payment rail you choose.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.